Bajaj Finserv EMI Card - How to Apply, Check Eligibility and its Benefits?

Do you wish you could shop till you drop without worrying about paying of tye entire shopping at one go?

Well Bajaj Finserv EMI Card does just that!

Have you heard about Bajaj Finserv EMI Card before? If not, here is everything about it that you must know.

What is Bajaj Finserv EMI Card?

Bajaj Finserv EMI Network Card, also known as Bajaj EMI Card, is a card that lets the cardholder convert all their purchases into easy Equated Monthly Instalments (EMIs). This card comes with a pre-approved limit of up to Rs. 2 Lakhs. That means you can shop up to your pre-approved limit. You can also check about Bajaj Finserv Personal Loan in detail.

How to Apply for Bajaj Finserv EMI Card?

If you want to get a Bajaj Finserv EMI card apply online or offline at your convenience. The online as well as offline application processes are mentioned below in detail:

Steps to Apply for Bajaj EMI Card Online

• If you want to get a Bajaj EMI Card apply online for instant process completion.
• Firstly, check your pre-approved limit offered by Bajaj Finserv on the card by sharing a few details.
• Then verify your KYC via the instant CKYC (Central KYC) or OKYC (Offline KYC) process.
• OKYC involves submitting and verifying your Adhaar Number offline, whereas CKYC needs validation of your personal information pre-registered with CKYC.
• Pay a joining fee of Rs. 530 and get your Insta EMI Card activated instantly on the Bajaj Finserv Wallet app. You can check your application status through the app via Bajaj EMI Card login.

Steps to Apply for Bajaj EMI Card Offline

• Visit any of the nearby EMI Network partner stores.
• Select your favourite product that you want to buy.
• You can get assistance from the store representative & opt for in-store financing.
• Submit some basic documentation to set up your EMI Network Card.

Features of Bajaj Finserv EMI Card

• Purchases up to a pre-approved limit of Rs. 2 Lakhs can be converted into easy EMIs.
• It can be used for shopping online as well as offline for purchasing a wide range of products like gadgets, home appliances, furniture, electronics, clothes and even groceries.
• The card can be used on the EMI store for shopping online and avail of benefits like No Cost EMIs, free home delivery, and zero down payment.
• The used limit can be repaid in flexible tenures of 3 to 24 months.
• If you want Bajaj EMI Card apply in a 100% digital process in just 3 steps.
• The card gets activated instantly, enabling you to shop as soon as you get the card.
• Use your card for offline shopping of gadgets and electronic appliances from partner stores like Croma, Vijay Sales, Reliance Digital, etc.

Why Apply for Bajaj Finserv EMI Card?

If you wish to get a Bajaj Card apply online to get the following benefits:

• Use Bajaj EMI Network Card for shopping latest electronics and other products at Bajaj Mall on No Cost EMIs from the comfort of your home. Get home delivery, zero down payment and other benefits.
• Shop on Amazon, Flipkart, MakeMyTrip and other e-commerce websites.
• Get your Insta EMI Card in just 3 steps in a 100% digital process.
• Get instant card activation.
• Minimal documentation required.
• Easy access to your EMI Network Card with the Bajaj Finserv Wallet app on your phone.
• No charges applicable on foreclosure of your loan after the payment of the first EMI.

Bajaj Finserv EMI Card Eligibility Criteria

If you want Bajaj Card apply online or offline at your convenience. However, make sure you meet the following eligibility criteria first:

• If you need Bajaj Finance card apply offline if you are aged between 21 to 60 years.
• If you choose Bajaj Finance Card apply online method, you should be aged between 23 to 65 years.
• You must have a regular income source to be eligible for the card.
• Bajaj Finserv Card apply online eligibility is same as offline.

Bajaj Finserv EMI Card Documents Requirement

If you are applying for the EMI Network Card online, you don’t have to submit any documents. However, you will be required to submit the following documents to apply for the Bajaj EMI Card offline:

• PAN card
• Address proof
• A cancelled cheque
• Signed ECS mandate

Bajaj Finserv EMI Card - Fees & Charges

Before you opt for Bajaj Finserv Card apply online or offline option, you must be aware of the following fees and charges associated with availing of the card:

• Joining fee: Rs. 530.
• Add-on card joining fee: Rs. 199
• Convenience fee: Rs. 99.
• Loan enhancement charges: Rs. 99.
• Bounce charges: Rs. 450.
• Mandate registration charges: Rs. 118 applicable in Bank of Maharashtra, IDFC Bank, Development Credit Bank Limited, Punjab & Sind Bank, UCO Bank, Karnataka Bank Limited, Rajkot Nagarik Sahakari Bank Limited, Tamilnad Mercantile Bank Limited, United Bank of India, and Indian Overseas Bank.
• Mandate rejection charges: Rs. 450.
• Penal interest for delayed payment: 4% per month on outstanding EMI.
• Annual fee: Rs. 117 charged if no loan is availed on the card in the preceding year.

How to Shop Using the Bajaj Finserv EMI Card?

Following are the processes to shop online and offline with your Bajaj EMI Card:

Online

Follow the below-mentioned steps to shop online with your EMI Network Card:

• Go to the Bajaj Mall website on your mobile phone.
• Select a product and repayment tenure.
• Mention your delivery address.
• Enter the OTP sent to your mobile number to complete your purchase.

Offline

Follow the steps mentioned below to shop at a partner store with your EMI Network Card:

• Visit a partner Bajaj Finserv store near you.
• Choose a suitable repayment tenure.
• Provide the details of your Bajaj EMI Card.
• Share the OTP sent to your mobile number to complete your purchase.

FAQs

How to unblock Bajaj EMI Cards?

You can easily unblock your Bajaj EMI Network Card through your customer service portal. Select your card details on the relationship page, go to ‘My Account’ and then navigate to the ‘Block/Unblock’ tab.

How to get a Bajaj Finserv Card?

You can get Bajaj Finserv Card online through the official website of Bajaj Finserv or offline by visiting the nearby EMI Network partner store.

How to use Bajaj EMI Card on Amazon?

• Browse and choose your product on Amazon’s website or app.
• Then select the ‘Bajaj Finserv No Cost EMI’ option.
• Choose a suitable repayment tenure.
• Enter your Bajaj EMI Card number.
• Complete your transaction by submitting the OTP sent to your mobile number.

How can I activate my Bajaj EMI Card?

As soon as you apply for the card and pay a joining fee of Rs. 530, your Bajaj EMI Card gets activated instantly on the Bajaj Finserv Wallet app.

What is the Bajaj EMI Network Card?

Bajaj Finserv EMI Network Card is a card that lets you convert all your purchases into easy EMIs. This card comes with a pre-approved limit of up to Rs. 2 Lakhs, and the repayment can be made within a tenure of 3 to 24 months.

What is the limit of Bajaj EMI Card?

Bajaj EMI Card offers a pre-approved limit of up to Rs. 2 Lakhs.